Lease vs Buy: Frequently Asked Questions at Gold Rush Subaru
Helping you decide the best way to drive home in your next Subaru
Should I lease or buy my next Subaru?
It depends on your driving habits and goals. Leasing is often ideal if you want lower monthly payments, always drive a new vehicle, and stay within annual mileage limits. Buying is better if you drive higher miles, want to build equity, or plan to keep the vehicle for many years.
What are the main advantages of leasing a Subaru?
Leasing usually offers lower monthly payments, a smaller down payment, and the ability to drive the latest Subaru models every 2–4 years. You also benefit from full factory warranty coverage for the entire lease term and easier upgrades to newer technology and safety features.
What are the benefits of buying instead of leasing?
When you buy, you build equity in the vehicle, have no mileage restrictions, and can keep it as long as you like. There are no end-of-lease decisions or potential fees, and you have more freedom to customize or modify your Subaru.
How does annual mileage affect the decision?
If you typically drive under 10,000–15,000 miles per year, leasing can be very cost-effective. If you drive significantly more, buying usually saves money by avoiding excess mileage fees at the end of a lease.
Can I purchase the vehicle at the end of my lease?
Yes. Most Subaru leases include a purchase option at a predetermined residual value. Our finance team can review this option with you at any point during or at the end of the lease.
Not Sure Which Option is Best for You?
Our finance specialists at Gold Rush Subaru will review your driving habits, budget, and long-term goals to recommend whether leasing or buying makes more sense for your next Subaru.
Lease vs Buy Quick Comparison
Leasing Advantages
- Lower monthly payments
- Lower upfront costs
- Always drive a new Subaru
- Full factory warranty coverage
- Easy to upgrade every few years
Buying Advantages
- Build equity over time
- No mileage restrictions
- Keep the vehicle indefinitely
- More freedom to customize
- No end-of-lease fees or decisions
At Gold Rush Subaru, we offer competitive lease specials and purchase financing on the full lineup of new and Certified Pre-Owned Subarus. Let us help you find the best option for your lifestyle.